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February 23, 2026

4 moves to cut your 2025 tax bill under new rules

  • How to maximize your savings and avoid phaseouts under temporary changes in Trump's budget bill.
    • By SHERYL ROWLING
    Morningstar

    The One Big Beautiful Bill Act made some long-awaited permanent changes to the tax code. It also introduced short-term tax breaks that come with strict limits and phaseouts, and many of them are only available through 2028 or 2029. Here are four ways to get the most out of the OBBBA's temporary provisions as you file your 2025 taxes and plan ahead.

    1. Don't dismiss itemizing your deductions


     
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