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Real Estate: Tom Kelly
The Real Estate Adviser |
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March 5, 2009
Clean credit will save you more than money
Credit is king. Don't even think about that terrific interest rate — let alone that dreamy craftsman home or upscale downtown condo — if your FICO is out of whack.
It seems that even veteran loan officers are being forced to ask you for the most minute of details before submitting your loan package to underwriting. “I only need two more pieces of information” can easily be a daily request with even the most complete files still drawing intense lender scrutiny.
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Previous columns:
- Tom Kelly: ‘Qualified' buyer? Better be ‘perfect' to get a loan, 02-26-2009
- The Real Estate Adviser: Exploring financial options for seniors, 02-19-2009
- The Real Estate Adviser: Stimulus has little help for homeless, 02-12-2009
- The Real Estate Adviser: Where are the country's low risk home markets?, 02-05-2009
- The Real Estate Adviser: Is this the year the kids buy you out?, 01-29-2009
- The Real Estate Adviser: One man's solution to foreclosure mess, 01-22-2009
- The Real Estate Adviser: Foreclosed homes threaten neighbors, 01-15-2009
- The Real Estate Adviser: A new house still needs maintenance, 01-08-2009